Duo Betzabe Group
This group is made up of Maria Josefina and Olivia. Maria Josefina is 33 years old and she is the leader of this duo. She has 5 children and she sells fruits and vegetables. She has had a mini-supermarket in her house for the past 5 years. She requests a loan in order to have more fruits and vegetables. The demand has increase because now many individuals trust that she will sell fresh fruits and vegetables. She wants to maintain her clientele and she trusts that she will be supported once again after repaying the previous loan. She needs for Fape (Kiva Field Partner) to grant her a loan.
Olivia is 29 years old, married, and she has three children. She sells clothing and cosmetics form her house. She has been working with loans for the past 7 years and this loan will be used to purchase more products in order to increase her business.
Este grupo esta formado por doña Maria Josefina de 33 años es la lider de este duo ella tiene 5 hijos, y se dedica a la venta de frutas y verduras además de tener una mini tienda en su casa desde hace 5 años, ella solicita este crédito para poder comprar mas producto en frutas y verduras y venderlo ya que la demanda de la gente ahora es mas porque muchos confían en que ella vende verdura y fruta frescas y quiere seguir manteniendo su clientela confía en que se le pueda apoyar nuevamente ya que ya cancelo y por eso necesita que fape le pueda dar el crédito.
Olivia de 29 años casada y tiene tres hijos se dedica a la venta de ropa y cosmeticos en su casa,desde hace 7 años esta solicitnaod este credito para la compra de mas productos y de la misma manera agrandar su negocio.
About FAPEFAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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