Gulnar is a mother of three children. She is a very honorable and resolute woman. Ever since she was a young girl, she learned the honest work of raising cattle -- knowledge she has passed down to her own children, who have also managed to improve their quality of life.
Gulnar and her husband started their livestock business with only one cow seven years ago. After a number of sacrifices, they were able to increase little by little the quantity of calves. At the moment, with the support of their children, they have started to produce milk from their cattle. They sell it on the weekends in their village.
Currently, Gulnar wants to expand her business and to purchase more cattle. With the desire of improving their living conditions, she applied for a 1,000 Azerbaijani New Manat (AZN) loan.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.