Lucy is a forty year old married woman with five children and she owns a house in Kasese, Uganda. She has been renting out gowns, traditional wear, and decorations for six years. She started with 3,000,000 Uganda shillings (UGX) and now has 9,000,000 UGX as her working capital. Her hardship is that some clients are negligent with the gowns and in the process they are destroyed. Her vision is being able to handle big events, plus educating her children. Lucy needs this loan to buy decorations and gowns for renting.