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Luisa was born in the district of Boane, in the province of Maputo in southern Mozambique. She is married and the mother of four children, all of whom go to school. She went to school through fifth grade but had to drop out because of financial difficulties. She lives with her family in a home they own, and isn't financially responsible for anyone else.

She's never left Boane. She's been farming for more than 20 years and earns about 3,000 meticals a month. She uses her salary for household expenses and is able to save a small amount in her bank account (BIM).
She has never had loans from other banks. She learned about Hluvuku from a friend who is also clients of the institution. This is her fourth loan with Hluvuku, in the amount of 10,000 meticals, which she will use to buy construction materials (sand, cement, stone, cinder blocks, etc.) to continue work on her house. Her first loans, in the amounts of 3,500, 8,000, and 9,000 meticals, were all used on the house.
She is committed to paying off this loan without any problems and in the future intends to ask for further loans from Hluvuku to finish her house.
View original language description ↓
Nasceu no Distrito de Boane, Provincia de Maputo, sul de Moçambique, casada e mãe de 4 filhos onde todos frequentam a escola.Fez a 5ª classe e não continuou por falta de condições financeiras. Vive na casa propria com a sua familia e não sustenta mais ninguem.

Nunca saiu da sua terra natal, é agricultora ha mais de 20 anos e tem um rendimento de cerca de 3.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimos noutros bancos, conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o quarto emprestimo na Hluvuku no valor de 10.000.00mt, com qual pretende comprar material de construcao de uma casa (areia, cimento, pedra, blocos, e outros), para obra da sua casa.Os primeiros emprestimos foram de: 3.500.00mt, 8.000.00mt, e 9.000.00mt, todos para iniciar a sua obra.
Compromete-se a pagar sem problemas e no futuro pretende solicitar mais emprestimos a Hluvuku para concluir a sua casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 113
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 26.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Luisa to buy construction materials (sand, cement, stone, cinder blocks, etc.) to continue work on her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Oct 13, 2011
Currency Exchange Loss:
Nov 15, 2012