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Tomas is 56 years old. He lives in his own house together with his family. It is composed of his life partner and his daughters. For Tomas the more important thing is his family. They are his principal source of inspiration to keep struggling day after day for a better future. He is an incredible man who, despite his age, is a tireless worker. Tomas is a transportation driver for both passengers and for cargo. He has many steady clients and each day there are more people who request his services. The most important thing for him is for his clients to be satisfied with the service he offers. This is the reason why he is always careful to have his vehicle in a good state of repair. Lately he has noticed the deterioration of his vehicle, especially because it is in constant use, and it requires maintenance. For the reason previously mentioned he has decided to request a loan from Integral (Kiva Field Partner). He will invest it in the maintenance repairs of his vehicle, which is his primary working tool. He hopes to attain positive results from this decision and to keep providing good services, as he has to date. He trusts he will be able to improve the quality of his life and that of his family.
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Tomas de 56 años de edad, habita en casa propia con su grupo familiar el cual lo conforma su compañera de viada y sus hijas. Para tomas lo más importante es su familia la cual es su principal inspiración para luchar día a día por un futuro mejor. Él es un hombre increíble ya que a pesar de su edad no se cansa de trabajar. Tomas se dedica a realizar viajes tanto de personas como de materiales. Tiene muchos clientes fijos y cada día son más las personas que solicitan su servicio. Para él lo más importante es que sus clientes estén satisfechos con el servicio que ofrece, razón por la cual siempre está pendiente de tener su vehículo en buenas condiciones. Últimamente ha notado un deterioro de su vehículo ya que uso es constante y necesita mantenimiento. Debido a lo anterior ha decidido solicitar este crédito a INTEGRAL para invertir en el mantenimiento del vehículo que es su principal herramienta de trabajo. Espera tener resultados positivos de esta decisión y seguir brindando el buen servicio tal y como hasta el momento lo ha hecho. De esta manera confía mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Tomas to carry out maintenance repairs to his vehicle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 6, 2011
Oct 13, 2011
Currency Exchange Loss:
Sep 15, 2012