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Gloria Stella
Gloria Stella is 46 years old and lives in her own home together with her young daughter Ericka who is 7 years old and in school. Gloria is a hard-working, honest woman who has a great desire to do well. The most important thing in her life is her family. She doesn't lose hope of one day seeing her daughter become a professional with better opportunities in life. This is what inspires Gloria to work hard in her beauty salon which she managed to set up with a great deal of effort.

Gloria has been working in her business for a long time and has gained many people's trust. Her goal is to expand her business so that she can serve more people and so that she can cope with more demand. She plans to make this investment through a loan as she doesn't have the money she needs to do it on her own. For this reason, she has decided to request a loan from INTEGRAL to buy the materials she needs (combs, dryers, hair straighteners, haircare products, scissors, nail polish, etc.). This will enable her to continue providing her service and achieve her aim of expanding her business. She is very confident that she will achieve her goal as she is a persevering woman who always achieves what she sets out to achieve. She trusts in God and in her work that, in this way, her own quality of life and that of her family will improve.
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Gloria Stella de 46 años de edad, reside en casa propia junto con su pequeña hija Ericka de 7 años la cual se encuentra estudiando. Gloria se caracteriza por ser una mujer trabajadora, honesta y con muchos deseos de superarse. Para ella lo más importante es su familia. No pierde las esperanzas de algún día ver a su hija convertida en una profesional y con mejores oportunidades de vida. Esto es lo que inspira a Gloria a trabajar duramente en su salón de belleza que con mucho esfuerzo ha logrado establecer. Tiene mucho tiempo de dedicarse al negocio por lo que ya logró ganarse la confianza de muchas personas. El objetivo Gloria es ampliar su negocio de tal manera que la capacidad del mismo sea más grande y logre cubrir una mayor demanda. Esta inversión piensa hacerla por medio de un crédito ya que no cuenta con los recursos necesarios para hacerlo por sus medios. Es por esta razón que ha decidido solicitar este crédito a INTEGRAL para comprar los materiales necesarios (peines, secadoras, planchas, artículos para el cabello, tijeras, esmaltes, etc.) para continuar dando el servicio y lograr el objetivo de ampliar el negocio. Tiene mucha confianza de alcanzar el objetivo trazado ya que es una mujer perseverante y siempre logra lo que se propone. Confía mucho en Dios y en su trabajo que de esta manera su calidad de vida y la de su familia mejorará.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 819
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Gloria Stella to buy combs, dryers, hair straighteners, haircare products, scissors, nail polish, etc.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2011
Listed
Oct 13, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012