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Sra. Narcisa is a member of the Communal Bank “Perolniyoc” which is located in the District and Province of Urubamba, Department of Cusco.

She is 47 years old, married, and has four children (ages 27, 25, 23, and 17). Narcisa manages a grocery store, but she is also a farmer. She has land on which she grows corn, but she also buys corn from her neighbors and then sells it in bulk. Narcisa has managed both businesses for approximately 10 years. She needs a loan in order to buy corn in bulk that she can sell to the collection centers and the stores which in turn offer this product to different customers. Therefore, she is requesting a loan to use for this purpose.

Narcisa is grateful for this loan and promises to complete her payments according to the stated terms.

View original language description ↓
La socia pertenece al banco comunal ”PEROLNIYOC”; El banco comunal se encuentra ubicado en el distrito de Urubamba en la provincia de Urubamba y departamento de Cusco.
La socia es la Sra. Narcisa; La socia tiene 47 años de edad, la socia es casada y tiene 4 hijos de 27,25, 23, 17 años de edad; la socia trabaja atendiendo su tienda de abarrotes y también es agricultora, la socia tiene terrenos de cultivo de maíz, ella compra también de sus vecinas maíz y los vende todo al por mayor. La socia se dedica a ambos negocios desde hace 10 años aproximadamente, la socia requiere invertir su préstamo en la compra de maíz para la venta ella acopiara o almacenara los productos para ofrecer a sus diferentes clientes y venderlos. La socia solicita el préstamo para invertir en la compra de maíz al por mayor.
La socia agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 158
    View loans »
    Peru Loans Fundraising
  • $60,197,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Narcisa to buy corn in bulk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2011
Oct 12, 2011
Currency Exchange Loss:
Jun 15, 2012