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Mirna De La Cruz

Update on Mirna De La Cruz

Sra. Mirna De La Cruz prepares and sells tortillas. She has been in business for eight years and most of her customers are familiar with the fine products that she makes. The thing that stands out most about her business is that she is always concerned about providing the best quality of tortillas.

Sra. Mirna works every day in order to generate household income. For this reason, she is requesting this loan in order to buy lime, corn, a griddle, bags, napkins, and other products.
View original language description ↓
La señora Mirna De La Cruz ella trabaja en la venta y elaboración de tortillas. Tiene 8 años en su negocio pues la mayoría de sus clientes saben de los buenos productos que elabora. Lo más resaltante de esta actividad es que ella siempre esta preocupándose por proporcionar la mejor calidad de sus tortillas. La Señora Mirna trabaja todos los días para obtener ingresos para su hogar. Es por eso que solicita este crédito para la compra de cal, maíz, comal, bolsas, servilletas entre otros productos.

Previous Loan Details

Mirna de la Cruz is 43 years old. She has custody of her 3 children. Ms. Mirna’s job is selling tortillas y general merchandise. The reason she has had this business for more than 6 years is that she is a fighter and enjoys her work. Though, the beginning was very difficult because she did not ha... More from Mirna De La Cruz's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Mirna De La Cruz to buy lime, corn, a griddle, bags, napkins, and other products.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Sep 23, 2011
Oct 13, 2011
Currency Exchange Loss:
Feb 15, 2013