Señora Mireyha lives with her partner and has 2 school age children. She is currently a member of the communal bank "Rios de Agua Viva". The group is made up of 7 members who are dedicated to various commercial activities. Mireyha has been working since she was 18 years old making and selling industrial fabric. She learned this business because her family also has the same business. Miryeha works with her husband in a shop they set up two years ago. Now she has a machine to make her fabrics, but she already has loyal customers. Mireyha tells us that her children give her motivation to achieve her goals. Thanks to her hard work and dedication she has been able to improve her financial situation which has allowed her to give her family a better quality of life. She is requesting a new loan so that she can continue to grow. She will by merchandise such as fabrics, thread, and needles. We know that Mireyha will achieve her goals through a lot of hard work and that the loans with Edaprospo will help her.
La Sr. Mireyha es conviviente, tienes 2 hijos en edad escolar, actualmente es integrante en la alcancía comunal “Rios de Agua viva” grupo conformado por 7 socios que se dedican a diversas actividades de comercio. Mireyha trabaja desde los 18 años ella se dedica a la venta y confección de tela industrial este negocio lo aprendió porque su familia También se dedica a este negocio, Mireyha trabaja junto a su esposo en un taller que pusieron hace dos años , hoy en día tiene una máquina para hacer sus telas pero ya tiene clientes fidelizados, Mireyha nos cuenta que su motivación para lograr sus metas son sus hijos, gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos , que le ha permitido brindarle a su familia una mejor calidad de vida , con el fin de seguir creciendo a solicitado un nuevo préstamo para comprar mercadería, telas, hilos, agujas . Sabemos que Mireyha cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.