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Maarifa Group
In this Group: Zamda, Emanuel*, Meshack, Seifu, Juma, Given, Joseph, Amiri, Mohamed, Ramadhan, Mariam, Subira, Kassim, Lameck, Mbegu, Jackson, Siwema, Fatuma, Hamis
* not pictured
Zamda, who is in her mid-30s, is married and has three children, all of whom attend school. Zamda has been selling sweet potatoes and tomatoes for four years now, earning a fair monthly profit working from 6 a.m. to 12 noon daily.

This will be her fifth loan from Tujijenge Tanzania, her previous ones, all since repaid, having helped to build a canopy for her house and purchase sweet potatoes and tomatoes. Zambda will use this loan to buy more sweet potatoes and tomatoes in bulk from upcountry. Her dream is to one day buy a motorcycle for a transport business.

She will share this loan with her loan group "Maarifa," which has a total of 19 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 68
    View loans »
    Tanzania Loans Fundraising
  • $15,081,550
    Funds lent in using Kiva
  • 1,715.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Maarifa Group's $4,550 loan helped a member to buy more sweet potatoies and tomatoes to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 12, 2011
Oct 18, 2011
Currency Exchange Loss:
Jul 16, 2012