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Ismael is 23 years old and he is single. Ismael makes a living by selling a variety of goods such as: cosmetics, jewelry etc. at his store. This is his third successful year in this business and his store is open from 7am until 8.30pm every day. He currently employee one person to help him.

Ismael has requested a Kiva loan via Vision Finance Company, in order to purchase more goods such as cosmetics, jewelry etc for sale at his store . With this loan, he will hopefully earn more profits, which in turn will allow him to keep reinvesting and saving for better financial stability.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 29
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 600.5
    Rwanda Francs (RWF) = $1 USD