He joint GHAPE in 1998 and has successfully received and repaid empowerment credit seven times. He invested his past loans in his motorbike transport business and used the profits to sponsor his children in school, and to feed, clothe and provide medication for his family.
Given a loan, he will buy a new motorbike, which will be used in transportation. He believes that this business will be a success because he is has had this business for a long time. He has a good driver who is his son, and he has enough customers. This business will be of great help to the community in that it will provide transportation services to the people in his locality, making movement easier. It will also ease the transportation of farm produce from the farms to the markets.
He will use the proceeds from his loan to open a workshop for his daughter, pay school fees for his children and feed and provide medication for his family. He prefers a GHAPE loan because he likes the repayment method, the training he constantly receives and the aspect of group support.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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