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Darejan is from the village of Vartsikhe in Imereti Region, West Georgia. She is 53 years old, married, and lives with her 35-year-old son and 5-year-old grandson.

Darejan is retired. She oversees the agricultural business of the family. Her son is a soldier and works for the country’s armed forces. The family has a small dairy farm with four milk cows. Darejan produces cheese and sells it on the local market. Also, she grows maize on one hectare of land. Along with the aforementioned, the family has a vineyard with 800 grapevines. Darejan produces wine and sells it in the village. The total average monthly income from agricultural activities is 470 laris (GEL), or approximately 280 USD.

Darejan requested credit for building a house and getting it ready to live in. Also, she will purchase new household goods, which are necessary for the family. Living conditions for all family members will improve.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $7,807,625
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Darejan to purchase materials for house renovation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2011
Oct 17, 2011
Currency Exchange Loss:
Jun 15, 2012