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Jamal, 34, is married and has three sons and two daughters. He is a Palestinian National Authority employee with a decent salary. Jamal has a project raising sheep and benefiting from the sale of their products. He wants to expand his project by purchasing more sheep in order to increase his income by selling more products. As he doesn't have enough money to pay for them, he needs to take a loan from FATEN. When Jamal gets the loan, he will be able to purchase more sheep and sell more products, thus increasing and improving his income to provide his family with better living conditions. Jamal is photographed in the picture.

About this loan product:
FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 47
    View loans »
    Palestine Loans Fundraising
  • $12,485,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Jamal to purchase more sheep to benefit from the sale of their products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 25, 2011
Oct 17, 2011
Currency Exchange Loss:
Mar 22, 2012