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Zamira lives in the town of Kulob. She is 32 years old and has two children, whom she is raising by herself. She has a secondary education. Zamira has been involved in retails sales for six years. She leases a retail outlet at the market, where she sells children's clothing. She wants to expand the assortment of her merchandise. This is why Zamira is requesting a loan to buy children's hats, warm suits, tea-shirts and also autumn shoes.
View original language description ↓
Замира жительница города Куляб. Ей 32 года. У нее двое детей. Она одна воспитывает своих детей. Образование у нее среднее. Она шесть лет как занимается торговлей. Замира арендует торговую точку на рынке, где продает детскую одежду. Она хочет увеличить ассортимент своего товара. Поэтому берет кредит для покупки детских шапок, теплых костюмчиков, футболок и еще осеней обуви.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 142
    View loans »
    Tajikistan Loans Fundraising
  • $29,299,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Zamira to purchase seasonal merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 30, 2011
Oct 12, 2011
Currency Exchange Loss:
Nov 20, 2012