This is Annalie, age 26. She is a resident of Pasay City in the Philippines. She is married to Jose, a driver, and is the mother of their two children. She, together with her husband, manages their own household while operating her business. At this time, she is working hard to continually provide income for their everyday expenses.
Annalie operates a computer rental shop. In the Philippines, very few people own their own computers. Thus there is a need for them, especially for students who need to do research and complete their papers. Annalie rents out computers by the hour and offers printing and typing services. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine pesos (PHP) in sales every day.
To help her continue the operation of her business, she is requesting a PHP 50,000 loan. She will be utilizing the loan to buy new computer units, spare parts and accessories needed in her business. She expects a boost in her business income as she expands her business.
Annalie hopes to have another shop in their area and dreams of being able to give her children a good future and a high-quality education through all her hard work on her business. She faithfully meets with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.