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Meliza
Meliza is 23 years old. Eight years ago she married Willy, the father of her only child, an 8-year-old son. She lives at her in-law's house.
She does mainly rural work, specifically sowing produce such as papayas, coffee, corn, ginger and plantains in the land she owns. Two years ago she opened a small grocery store at home in order to get more income for her family. With her own efforts, as well as her in-law's help, she has been able to support her son. Her husband is in the city of Lima working in music and for that reason he doesn't visit often.
Meliza reports that coffee and corn sales are profitable and there is much demand for it in the town of Pichanaki. For lack of working capital, she can't sow her produce in the quantities she would like to. That's why she wishes to expand her harvests in her in-law's plot. With luck, next year she will build her house and expand her business.
This is the first time she receives a loan from MFP. For that reason she has great expectations for her work with the communal bank, in which she feels very comfortable and enthusiastic. With the loan she hopes to get, she will purchase coffee and ginger seeds. She will also use it to hire labor which is needed for farming. Meliza says that each rural worker costs 20 to 25 soles a day.
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Meliza tiene 23 años. Hace 8 años se casó con Willy, el padre de su único hijo de 8 años de edad y vive en la casa de sus suegros. Ella se dedica principalmente a labores del campo, específicamente a la siembra de productos como: papaya, café, maíz, kión y plátanos en terrenos de su propiedad. Hace 2 años abrió una pequeña bodega en el hogar donde vive, de esa manera genera más ingresos para su familia. Con su esfuerzo y el apoyo de sus suegros a podido mantener a su hijo; ya que su esposo se encuentra en la ciudad de Lima dedicándose a la música, por tal motivo no la visita con frecuencia. Meliza comenta que, la venta del café y maíz son rentables y tiene mucha demanda en la ciudad de Pichanaki. La falta de capital hizo que no pueda sembrar sus productos en cantidades que ella deseaba, por lo que anhela ampliar sus cosechas en las parcelas de sus suegros y con suerte al próximo año construirá su casa y ampliará su negocio. Es la primera vez que Meliza obtiene un préstamo de MFP, por esa razón tiene muchas expectativas en el trabajo con su banco comunal en donde se siente muy cómoda y entusiasta. Con el financiamiento que espera obtener, ella comprará semillas de café y kión; así como invertir en la mano de obra que requieren los cultivos que, según comenta Meliza, cuesta de 20 a 25 soles al día por peón.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Meliza to purchase coffee and ginger seeds and to hire rural workers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 6, 2011
Listed
Oct 11, 2011
Currency Exchange Loss:
Possible
Ended:
Jul 16, 2012