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Zubaidah
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Zubaidah lives in a rented house with her husband and 5 year old child. She rents a room with an outside bathroom. For her child's future, she started the business. Despite her husband working hard to support her family, their child's future needed more attention. She opened her kiosk about 100m from her home. She buys ingredients, such as chicken, cucumber, cauliflower and other vegetables, chili, tomato garlic, shallots and spices in the market everyday to make sure they are fresh. She spends about $33 each day to purchase ingredients, and she uses a motorcycle equipped with a storage box to sell her rice around the village. She can earn up to $17 profit each day.

Translated from Indonesian by Kresna Hartandi, Kiva Volunteer




Bersama suami dan satu anaknya yang berumur 5 tahun Zubaidah tinggal di kontrakan. Ia menyewa satu kamar dengan kamar mandi luar. Demi masa depan anaknya dia menjalankan usaha ini. Walaupun suaminya bekerja dan cukup untuk memenuhi kebutuhan hidup mereka sehari – hari. Namun, masa depan anak mereka perlu mendapatkan perhatian. Tempat ia berjualan kurang lebih 100 m jauhnya dari tempat ia tinggal. Ia membeli bahan mentahnya di pasar setiap hari untuk menjaga kesegarannya. Bahan baku yang ia beli, antara lain : ayam, ketimun, kol dan sayuran lainnya; cabe, tomat, bawang putih/merah, kemiri dan bumbu lainnya. Sekali dia belanja modal yang ia keluarkan Rp 300.000,00. Sarana transportasi yang ia pakai adalah sepeda motor dan rombong untuk berjualan. Keuntungan per harinya mencapai Rp 150.000,00.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 71
    View loans »
    Indonesia Loans Fundraising
  • $4,794,850
    Funds lent in using Kiva
  • 9,342.1
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Zubaidah purchase ingredients, e.g. chicken, rice and vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 17, 2008
Listed
Feb 3, 2008
Currency Exchange Loss:
Covered
Ended:
Mar 18, 2009