Mrs. Ou is a 62-year-old humble villager who currently lives with her two daughters in Kampong Chhnang province. She was married but she was divorced with her husband. Mrs. Ou earns a living by providing cleaning services to a local hospital. She can earn around $2 USD each day. One of her daughters is married and the other works as a garment factory worker. Her daughter's workplace is far away from the province, so every day she gets to work by hiring a motor taxi service. The transportation fees are related to her living condition. Mrs. Ou has applied for a loan from HKL and Kiva to buy a motorcycle for her daughter to use to travel to work. This loan will improve her standard of living. She is grateful to all lenders who kindly help her family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.