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Mrs. Ou is a 62-year-old humble villager who currently lives with her two daughters in Kampong Chhnang province. She was married but she was divorced with her husband. Mrs. Ou earns a living by providing cleaning services to a local hospital. She can earn around $2 USD each day. One of her daughters is married and the other works as a garment factory worker. Her daughter's workplace is far away from the province, so every day she gets to work by hiring a motor taxi service. The transportation fees are related to her living condition. Mrs. Ou has applied for a loan from HKL and Kiva to buy a motorcycle for her daughter to use to travel to work. This loan will improve her standard of living. She is grateful to all lenders who kindly help her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 38
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ou to buy a motorcycle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Oct 16, 2011
Currency Exchange Loss:
Apr 17, 2013