Mubariz is 43 years old and a married man with two children. He owns a grocery store and provides for his family with the revenue generated by the store. Mubariz is requesting a loan of 1500 AZN to increase his stock of foodstuffs. Mubariz is ready to work even harder, make sacrifices, and push every once in a while to achieve his goal of becoming a successful entrepreneur. One of his dreams is to expand his business, save some money, and support his family. His current profit from this business is 150 USD. Mubariz has already shown himself to be a good client with a positive credit history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.