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Twitezimbere (Gkn) Group
In this Group: Jean Claude, Dieudoné, Ezechias, Theoneste, Alexandre, Sophie, Pierre, Lucien, Assiel, Felecien
Félicien is a member of Twitezimbere Group, which means "developing ourselves one another". He is 40 years old, married and the father of six children, aged 4 to 16, with four of them attending school. He attended secondary school until third grade.

Félicien is a rice farmer. This is his first loan cycle with the microfinance institution ACB. He will use his loan to buy chemical fertilizer for his rice crop.

His growth strategy for his business consists in using chemical fertilizer to improve the quality of his rice crop. In the years to come Félicien would like to become a known rice supplier in his region. He intends to use his profit to have his children educated.
View original language description ↓
Félicien fait partie du groupe Twitezimbere. Le nom du groupe signifie « se développer entre nous même ». Il a 40 ans et il est marié avec 6 enfants de 4 à 16 ans, dont 4 scolarisés. Son niveau d’éducation est de 3 ans de secondaire.

Félicien est cultivateur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est d’utiliser des engrais chimique pour améliorer la qualité du riz. Dans les prochaines années, Félicien voudrait être le distributeur du riz dans sa région. Avec les profits, il prévoit d’éduquer ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 591.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twitezimbere (Gkn) Group's $1,575 loan helped a member to buy chemical fertilizer for his rice crop.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 4, 2011
Nov 1, 2011
Currency Exchange Loss:
Apr 15, 2012