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Naseem's Group
In this Group: Naseem, Niamat Bibi, Mumtaz Begum, Aziz, Zubaida, Shamim Akhtar, Sugran
Naseem is a 47-year-old widow; she lost her husband a few years ago as a result of a sudden death. It was a very difficult time for her, but she never gave up and supported her children by sewing clothes. She has acquired good skills, which helps her in receiving a good number of orders every month.
She is the mother of a son and a daughter. Now her son is a driver and her daughter is a schoolteacher. They both financially contribute to the family from their earnings.

She has applied for a loan from Kiva partner Asasah for her brother, who operates a grocery store in the market. With the loan, he will put a larger quantity of groceries in his store and increase his sales. He is well known for his good behavior with customers and has been operating his business for the past 10 years.

Naseem is hopeful that an investment will help him to expand his business and make it more profitable. She is a regular loan user of Asasah, and this is her second loan application. She has proved herself as a responsible client in her first loan year by paying her installments on time and attending every meeting.

Note: In the photo, the lady holding a book (called the Asasah Passbook) is Naseem.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 415
    View loans »
    Pakistan Loans Fundraising
  • $15,138,750
    Funds lent in using Kiva
  • 87.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem's Group's $1,425 loan helped a member to buy groceries for a grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 10, 2011
Oct 15, 2011
Currency Exchange Loss:
Oct 15, 2012