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Uuganbayar is 26 years old and lives with her two sisters in a ger, a Mongolian yurt, in the city of Ulaanbaatar in Mongolia. She just bought some land and a ger.

She started her business in 2010 by becoming a member of Oriflame beauty product community. Her income and business activity have increased very well since then. She plans to expand her business and she is going to buy a skin-identifying machine.

She graduated from Ih Zasag University, majored in accounting. She is a diligent and hardworking woman who says "I want to expand my business and improve my life. I did this somehow in the last year with Oriflame." She is requesting a 1,500,000 Tugrik (MNT) loan to buy the skin-identifying machine for her business.

Additional Information

About XacBank

This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.

About Mongolia

  • $5,900
    Average annual income
  • 10
    View loans »
    Mongolia Loans Fundraising
  • $15,448,550
    Funds lent in using Kiva
  • 1,290.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Uuganbayar to buy a skin-identifying machine.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 28, 2011
Oct 15, 2011
Currency Exchange Loss:
Oct 17, 2013