Check out some available loans that are similar to this one!
José Gilberto
José is 65 years old living with his spouse and three children. He works with and cares for cattle; he’s been in business for 15 years. His father taught him because he’d always say that one must work hard and struggle much if one is to have anything. He rises at 4:30am to milk his cows and then heads out to care for them. He also grows corn and works with his family making corn tamales. His daughters process the cow milk into curds that’s then sold in the community.

To buy the products he needs to carry out his activities, José must walk for ten minutes to catch a bus that takes another ten minutes to reach the place where he buys his supplies. José is requesting the loan to buy two dairy cows because his family processes the milk and sells the curd in the community where they live. He will also buy feed for his cows.

The purchase of two more cows will increase milk production and they’ll have enough curd to satisfy demand which will lead to higher profits to meet household needs. He dreams with moving his family forward to leave each of his daughters a lot so that they can build their houses and to continue teaching them how to work so that their families will have better living conditions.
View original language description ↓
Don José tiene 65 años de edad, vive con su compañera de vida y tres hijos.

Él se dedica a cuidar y trabajar con ganado, desde los quince años, fue su papá quien le enseño, pues él siempre le dijo que para llegar a tener algo se debe luchar y trabajar muy fuerte. Se levanta a las 4:30 a.m. de la mañana para ordeñar sus vacas, luego se dirige a cuidarlas, además siembra maíz y trabaja con su familia, elaboran tamales de elote y sus hijas se encargan de procesar la leche de las vacas en cuajada y la venden en la comunidad.

Para comprar los productos que necesita para desempeñar sus actividades, el señor José debe caminar a pie unos diez minutos, luego aborda un autobús durante diez minutos que lo lleva al lugar donde compra los insumos.

Don José solicita el préstamo, para comprar dos vacas lecheras, por que su familia procesa la leche y venden cuajada en la comunidad donde viven, además comprara alimento para sus vacas. Con la compra de dos vacas más, la producción de leche será mayor y tendrán más cuajada para satisfacer la demanda, por lo que abra mas ganancia y le servirá para satisfacer las necesidades de su hogar.

Él sueña con sacar adelante a su familia y planea ahorrar para dejarles a cada una de sus hijas un lote para que construyan su propia casa y seguir enseñándoles a trabajar, para que sus familias tengan mejor condición de vida.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 594
    View loans »
    El Salvador Loans Fundraising
  • $23,937,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Gilberto to buy two dairy cows.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 7, 2011
Listed
Oct 12, 2011
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012