Abel is a 32-year-old married man with five children. He lives in his permanent house in Fort Portal, Uganda. He is married to a cashier, and their dream is to educate their children. For two years, he has operated a driving school, contending with the challenge of high fuel prices. In spite of this, he hopes to own at least five cars since the enrollment is increasing steadily. Abel needs the loan facility to buy a car for his driving school.