From Kompong Speu Province, Cambodia, Mrs. Kim is a hard working woman who lives with her husband and her four lovely children. All of her children are attending school. What she most wants is to offer her family a better quality of life. Currently, Mrs. Kim has a business as a mixed goods seller in front of her house where she can earn about $2USD for each day. She has been involved with this kind of business for ages with her husband. She sells different products, such as beauty products, sugar, candy, beers, noodle, snacks, etc. This is her main source of income. At the moment, the business is doing well and gives her family enough income to survive. But Kim doesn’t want to remain the same; her dream is to see her business grow where customers can find anything they need. This is why she has asked for the loan: to invest in her expanding business. Kim has placed her faith in God that she will be able to achieve her goals and that she will be able to have a better life. The loan will be used to buy beauty products, beers and grocery goods. Kim hopes to be able to achieve everything she sets out to do and to be able to give her family a better quality of life. In the future, she will send her children to get a good education at university. This is her first loan with HKL, a Kiva partner. She is very grateful to all the kind investors who help her family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.