Bashiraan is a very supportive lady who works with her husband to run a business selling thread rolls. She sells her product to thread sellers in her local market and her work supplements her family’s income. Bashiraan has two daughters and a son. Her son is a mason and her daughters stay at home and do housework.
Bashiraan is requesting a loan from the Kiva partner Asasah to expand her family business and buy rolls of thread in bulk to sell to customers. She is hopeful that this loan will make their business more profitable by increasing sales and profits.
Note: "In the photo, one of the members has decoration pieces selling business thats why they are holding decoration pieces".
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.