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Lubna is a 34-year-old young woman. She is married and has three sons. Her husband has a store for selling generators where there is high demand for generators. This is the only source of income for the family. Lubna wants to help her husband in the purchase of more generators for sale but she does not have enough money so she needs to take a loan from FATEN. When Lubna gets the loan, which is repaid on a monthly basis, she will be able to help her husband to sell more, increase his income and provide his family with better living conditions. Lubna is a conservative woman so her husband is photographed instead next to his store.

About this loan product:
FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 30
    View loans »
    Palestine Loans Fundraising
  • $12,415,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Lubna to purchase more generators for sale.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 18, 2011
Oct 14, 2011
Currency Exchange Loss:
Feb 15, 2012