Cumbe (Cuenca) Group
Laura, 34, is one of the members of this group. She is married and from this marriage has five children, ages 19, 16, 15, 12, and 10, all of whom are in school.
Her husband works in construction as a mason. The house she lives in is her property.
Laura raises and sells chickens and pigs, which she sells in her community. Since she works at home, she does not neglect her family.
She has been benefitting from loans from the communal bank for eight years, in her home and in her business. She's going to use the new loan to buy chickens, pigs, and animal feed.
Her goal is to continue with her business and for her children to get ahead in their studies.
The two small attached photographs are of two members who for family reasons were unable to be present when the group photo was taken.
Una de las socias de este grupo es la Sra. Laura, tiene 34 años, es casada y en su unión conyugal ha concebido 5 hijos de 19, 16, 15, 12, 10 años de edad y todos estudian. Su esposo labora en el área de la construcción como albañil, la casa en la que vive es de su propiedad.
Doña Laura se dedica a la cría y venta de pollos y cerdos a los cuales los vende en su comunidad. Como pasa en casa ella no se descuida de su familia.
En el banco comunal se encuentra hace 8 años beneficiándose de los créditos en su hogar y en su negocio. Su nuevo crédito lo va a invertir en la compra de pollos, cerdos y alimento para animales.
Su meta es continuar con su negocio y que sus hijos salgan adelante en sus estudios.
Las dos fotos pequeñas adjuntas son de dos socias que por notivos familiares no pudieron estar presentes cuando se tomó la foto del rupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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