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Gregoria Josefa
Gregoria is 33 years old and lives in a suburban area called, Isla Trinitaria; she is a hard-worker and is always thinking of her children's futures.

Gregoria decided to open her own business after noting that no one would employ her due to being pregnant. She has a computer lab located in the front part of her home.

With her husband's help, she has been able to obtain two computers for her customers to use and she works from 8AM to 11PM. She is soliciting this loan in order to invest in her business and obtain accessories such as: speakers, cameras, mouse, etc..

Her dream is to have a computer lab at a bigger location where she can have an income for the well being of her family.
View original language description ↓
Gregoria de 33 años, vive en una zona suburbana llamada “Isla trinitaria”. Una mujer trabajadora que siempre piensa en el futuro de sus hijos.

Ella al ver que nadie le daba trabajo, por su situación de estar embarazada decido abrir su propio negocio. El negocio de ella es un cyber que esta ubicada en la parte delantera de su vivienda.

Con la ayuda de su esposo ha podido conseguir dos computadoras para el uso de los clientes. Su actividad se inicia a las 8:00am hasta 11:00pm. Solicita el préstamo para invertir en su negocio e incrementar accesorios para el uso su negocio como: parlantes, cámaras, mouse, etc.

Su sueño es tener su cyber ubicado en un local grande donde pueda tener un ingreso económico y el bienestar de su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Gregoria Josefa to purchase cameras, speakers, mouse.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2011
Oct 10, 2011
Currency Exchange Loss:
Oct 15, 2012