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Japaraly
Japaraly was born in the town of Bukara (Chuysk region, Kyrgyz Republic). He is married and is raising four children. Japaraly was born into a simple and large family of a farmer. Since childhood, he helped his father to take care of a large farm, especially because his father also worked as a driver at the local collective farm and needed help to take care of livestock. After graduating from school, Japaraly went to serve in the army. In 1989, Japaraly got married after returning from the army and also started attending a retail college that same year. He spent two years in college and then got a job as a salesperson at a department store, and then as a security guard at a meat processing plant. At that time, Japaraly and his wife lived with the parents. They decided to move out of the parents' home in 1993, and Japaraly and his family moved to their relatives' farm in the Sargo village (Panfilovsk district, Kyrgyzstan). At that time, they already had two children. Japaraly took care of his relatives' livestock and also increased the quantity of his own livestock at this same farm because it had suitable conditions for keeping and breeding livestock. Having lived on this farm for six years and increasing the quantity of his own livestock, Japaraly decided to return to live with the parents because he was their youngest son. According to Kyrgyz traditions, the youngest son has to take care of his aging parents. At that time, he had several dairy cows and calves. In 2009, having sold some of the livestock, Japaraly bought a one-bedroom apartment in the town of Karabalta. Currently, thanks to his entrepreneurship and persistence, Japaraly has two dairy cows, seven bulls and fifteen sheep. In order to further expand his business, Japaraly requested a loan in the sum of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to buy livestock. Japaraly plans to expand his farm.
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Жапаралы родился в городе Букара (Чуйская область, Кыргызская республика). Женат и воспитывает четверых детей.
Жапаралы родился в простой и многодетной семье фермера. С детства Жапаралы помогал отцу по уходу за большим хозяйством, так как отец параллельно работал водителем в местном колхозе, и поэтому ему нужна была помощь по уходу за скотом.
Окончив школу, Жапаралы отправляется служить в армию. В 1989 году, отслужив, Жапаралы женился и в этом же году поступил в торговый техникум. Отучившись два года, он устраивается на работу продавцом в универмаг, а затем в мясокомбинат охранником. В то время Жапаралы с женой жили с родителями. В 1993 году было решено отделиться от родителей и Жапаралы со своей семьёй переезжает в кошару родственников в село Сарго (Панфиловский район, Кыргызстан). К тому времени у него уже было двое детей. Он ухаживал за скотом родственника, а так же приумножал свой скот в этой же кошаре, так как там были благоприятные условия для их содержания и разведения. Прожив в кошаре 6 лет и приумножив поголовье собственного скота, Жапаралы решает вернуться жить к родителям, так как он был младшим сыном, а по традициям кыргызов младший сын обязан ухаживать за престарелыми родителями. На тот момент у него уже было несколько дойных коров и телят. В 2009 году Жапаралы, распродав часть скота, купил однокомнатную квартиру в городе Карабалта.
В данное время, благодаря предприимчивости и упорству Жапаралы в хозяйстве насчитывается 2 дойные коровы, 7 быков и 15 овец. Для дальнейшего расширения своего бизнеса, Жапаралы обратился в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота. В бизнес - планах у Жапаралы - увеличение своей фермы.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 162
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,555,225
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,225 helped Japaraly to purchase livestock.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 30, 2011
Listed
Oct 7, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013