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Hulkarkhon's Group
In this Group: Hulkarkhon, Mavludahan, Hodirahon
Hulkarkhon, 42, is a leader of this group. She’s been gathering rich harvest of potatoes every fall season for the past six years. Throughout these years agricultural products have been unstable due to many reasons , including potatoes, which are highly consumed in local cuisine. These ups and downs hit thousands of farmers including Hulkarkhon who faced financial losses. Nevertheless, recent two years brought fixed high price for potatoes, which pushed the growth of supply. It is the high time to gather crops, however some final touches need to be made. This necessity motivated Hulkarkhon to apply for a loan. She feels lucky to have this land, which was received during privatization in 1990s, because it feeds her big family of 6 people. A monthly income of 3 000 soms has allowed her to make major repairing in the house. Hulakarkhon requests the loan in order to purchase mineral fertilizers.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 45.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Hulkarkhon's Group's $1,125 loan helped a member to purchase mineral fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Oct 13, 2011
Currency Exchange Loss:
Aug 15, 2012