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Nelly Del Carmen
The village bank Caminantes de Cristo meets every 15 days on the outskirts of Portoviejo in the sector known as Las Piedras [The Stones], an area that is very near to the rock quarries, hence its name.

Here we meet Nelly, 44. She is married and has 3 children, 2 of whom are grown and the youngest, 17, is in their last year of high school. Her husband is a mason.

Nelly, in order to help herself and her children, is a merchant, selling Yanbal products (beauty products, perfume and accessories). She starts work at 6:30 as a domestic employee, but in the afternoons she sells her products all over her neighborhood. She sells on credit and collects payments every weekend. She has been doing this for more than 10 years and it has gone very well and has allowed her to help her kids with their schooling.

This loan will be used to buy perfumes, jewelry, cosmetics and lotions. She is a founding member of this village bank and likes it because the help that she has received through the loans has allowed her to improve her business.

Her dream is to finish constructing her home.
View original language description ↓
El Banco Comunal Caminantes de Cristo se reúne cada quince días en las afueras de Portoviejo en el sector conocido como Las Piedras, este lugar se lo conoce porque está muy cerca de unas canteras de roca y de allí su nombre.

En este lugar conocimos a La señora Nelly Tiene 44 años está casada y de esta relación tiene tres hijos, dos mayores de edad y el ultimo de 17 años que estudia el último año de colegio. Su esposo es albañil.

Doña Nelly para ayudarse y ayudar a sus hijos se dedica al comercio, vende productos de Yanbal (productos de belleza, perfumería y accesorios), trabaja desde las 6h30 en una casa como empleada domestica pero en las tardes se dedica a vender sus productos por toda la localidad donde vive, deja a crédito y cobra cada fin de semana, lleva más de 10 años dedicada a esta actividad comercial y le ha ido muy bien ya que con esto ha podido ayudar a sus hijos con los estudios.

Este crédito lo va a emplear en comprar perfumes, bisutería, cosméticos y cremas. Es socia fundadora del Banco Comunal y le gusta por la ayuda que ha recibido ya que con los créditos ha podido mejorar su negocio.

Su sueño es terminar por completo su casa.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nelly Del Carmen to buy perfumes, jewelry, cosmetics and lotions.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 28, 2011
Listed
Oct 9, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012