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Joselito Victor
El Banco Comunal Caminantes de Cristo gets together twice a month in the outskirts of Portoviejo in the sector known as Las Piedras. This place is known because it is very near some rock quarries, and this is where it gets its name.

In this place we meet Joselito. He is 42 years old, married and has three daughters. Two are adults and one is 10 years old. They attend university and school. His wife is a dressmaker.

He is an auto mechanic and he has a workshop at his home where he fixes all types of cars, all makes and models. He also sells spare parts which earns him extra money. He works Monday through Saturday, and only works on Sunday if he has deliveries to make because he likes to rest if only for one day. He has had his shop for 19 years and he has never been out of work.

With this loan he will buy necessary and spare parts, and automobile oil. He has been with the communal bank for 2 years and he likes it because the interest is lower than in other places.

His dream is that his daughters become good professionals.
View original language description ↓
El Banco Comunal Caminantes de Cristo que se reúne cada quince días en las afueras de Portoviejo en el sector conocido como Las Piedras, este lugar se lo conoce porque está muy cerca de unas canteras de roca y de allí su nombre.

En este lugar conocimos a don Joselito, tiene 42 años de edad, está casado y de esta relación tienen tres hijas, dos mayores de edad y una de 10 años que estudian en universidad y escuela. Su esposa es modista.

El es mecánico automotriz y tiene un taller en su casa en el cual realiza todo tipo de arreglos a carros de todas la marcas y modelos, allí mismo el también vende ciertas partes y refacciones de automóviles, lo cual es un beneficio ya que él mismo realiza el trabajo y también vende las refacciones lo cual le significan ganancias extras, trabaja de lunes a sábado y el domingo solo si tiene algún trabajo que entregar ya que le gusta descansar aunque sea un dia, lleva con su taller 19 años y nunca le ha hecho falta trabajo.

Este crédito lo va a emplear en comprar partes, refacciones y aceites para automóviles. Lleva dos años en el Banco Comunal y le gusta porque los intereses son más bajos que en otros lugares.

Su sueño es que sus hijas sean buenas profesionales.

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Joselito Victor to buy needed parts, spare parts and automobile oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 28, 2011
Listed
Oct 9, 2011
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2012