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Jose Celedonio
View original language description ↓
The business that José Celedonios works at is carpentry, which he has developed over the past 10 years with much sacrifice. His business is located in the market at the bus station in León. Since he was young he has had experience in this type of work, as he was in a carpentry workshop for many years. He tells us that this business has been the only means of support for him and his family. In addition, because of the business, his daughter is able to study.

One of Jose´s greatest achievements has been that he has been able to capture a number of clients in the area, owing to the fact that his carpentry work is of high quality and very professional. For the past year he has worked with CEPRODEL and he is very satisfied with the loans granted to him, as they have been made at opportune moments, helping him to supply the needs of his workshop. In this way he has been able to fulfill requests from his clients and continue to pay for his daughter´s studies.

Translated from Spanish by Molly Puglisi, Kiva volunteer.

El negocio al que se dedica el señor José Celedonio es la carpintería que con mucho sacrificio ha venido desarrollando desde hace 10 años en la ciudad de León en el mercado la Estación. Desde muy pequeño ha tenido experiencia en lo que respecta a este trabajo, ya que por muchísimo tiempo trabajó en un taller y nos cuenta que este negocio ha sido el único sustento para el y su familia. Además por medio del negocio beneficia a su hija que es estudiante.

Un merito muy grande que ha tenido el señor José es que ha logrado captar varios clientes en su zona debido a que los trabajos de carpintería los realiza muy finamente y con alta profesionalidad. Trabaja con CEPRODEL desde hace un año y se siente muy satisfecho con los créditos otorgados pues se los han brindados en el momento oportuno, ayudando a sí a suplir las necesidades del taller y de esta manera poder satisfacer los pedidos de los clientes y seguir manteniendo los estudios de su hija.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,779,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Jose Celedonio purchase equipment and wood.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 15, 2008
Feb 1, 2008
Currency Exchange Loss:
Mar 15, 2009