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Maria Santos
María, age 34, lives in the Las Flores de Naco community in the Santa Barbara department. There are three children in her family. The oldest is 19 years old, the middle child is a 14 year old daughter, and the youngest son is 10 years old. Her husband is a day laborer, and he extracts sand and gravel.

She started her business approximately a year and a half ago. She sells basic foodstuffs for the family, cleaning products, sweets, and soft drinks.

Upon getting her first loan she plans to stock her business more. This will allow her to increase sales and improve the family income. That way she will achieve financial growth.
View original language description ↓
La señora María, tiene 34 años, es residente de la comunidad de Las Flores, Naco, Santa Barbara, Su familia la integran 3 hijos,el mayor tiene 19 años, la siguiente niña de 14 años y el menor tiene 10 años, su esposo labora como jornalero en la extracción de arena y grava. Inicio su negocio hace un año y medio aproximadamente, en el cual ha logrado establecer una pulpería donde vende artículos de la canasta básica familiar, productos de aseo, golosinas y refrescos. Con la obtención de su primer crédito piensa surtir más su negocio lo cual le permitirá aumentar las ventas y mejorar sus ingresos familiares y lograr un desarrollo económico.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 96
    View loans »
    Honduras Loans Fundraising
  • $9,206,150
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Maria Santos to stock her grocery store with food like basic grains, dairy products, and soft drinks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 21, 2011
Oct 8, 2011
Currency Exchange Loss:
Sep 15, 2012