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Marjorie, 30, is single and lives with her son, who is her biggest priority.

With the loan she wants to buy beauty products for her salon. She has a place where she works and needs to stock her salon even more with products for her customers. With this she will be able to give them better service and results in both quality and variety of products. From this she hopes for better results to be able to give her son a better quality of life for his future.

This is the first loan that Marjorie has received from FUDECOSUR. Previously, she had not had other loans from state banks, but FUDECOSUR has offered her a loan with better terms and a much lower interest rate.
View original language description ↓
Marjorie, tiene la edad 30 de años, está soltero y vive con su hijo que es su mayor prioridad. Ella pretende con el crédito comprar productos de belleza para su salón. Ella cuenta con el local donde realiza su trabajo y necesita surtir aun más su salón con productos para la clientela. Ella con esto que hará pretende darles a sus clientes una mejor asistencia y mejores resultados tanto en calidad de productos como diversidad. Ella pretende obtener de esto los mejores resultados para así poder ofrecerle a su hijo una mejor calidad de vida para su futuro. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 57
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 512.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Majorie to buy beauty products.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 6, 2011
Oct 9, 2011
Currency Exchange Loss:
Oct 17, 2013