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Dukorerehamwe Zone 2 Group
In this Group: Emmanuel, Juram, Martin, Jean, Jean, Chantal, Theobald, Vincent, J.damascene
Jean is a member of the Dukorerehamwe group in zone 2. The group's name means "let’s work together". Jean is 30 years old and married with four children aged 3 to 8. Two of them are in school. Jean himself attended six years of high school.

Jean is a rice farmer. This is his first loan cycle with ACB. He will use his credit to buy fertilizers.

His business growth strategy is to acquire additional farming fields. In the coming years, he wants to build a rice storage installation. With the profits, he plans to provide for his children’s education and healthcare.
Jean fait partie du groupe Dukorerehamwe/zone 2. Le nom du groupe signifie « travaillons ensemble ». Il a 30 ans et il est marié avec 4 enfants de 3 à 8 ans, dont 2 scolarisés. Son niveau d’éducation est 6 ans de secondaire.

Jean est cultivateur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est d’achat des autres champs. Dans les prochaines années, Jean voudrait de construire une maison de stockage du riz. Avec les profits, il prévoit d’éduquer et soigner ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 2
    View loans »
    Rwanda Loans Fundraising
  • $15,557,575
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dukorerehamwe Zone 2 Group's $1,525 loan helped a member to buy fertilizers for his rice farming activity.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 28, 2011
Oct 13, 2011
Currency Exchange Loss:
Apr 27, 2012