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Hermima, a 60-year-old married mother of eight, works hard to provide for her family, running a sari-sari store for the past four years as well as growing rice and raising pigs. Having already borrowed and repaid eight loans from NWTF, Hermima is now requesting a PHP 29500 loan to buy more items to sell in her store. She aspires to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 730
    View loans »
    Philippines Loans Fundraising
  • $63,203,625
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Hermima to buy more items to sell in her sari-sari store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 9, 2011
Oct 12, 2011
Currency Exchange Loss:
Sep 15, 2012