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Abajyamugambi Msny/ Rsz Group
In this Group: Damascène, Gaetan, Vedaste, Jean, Jeremie, Stephane, Alphonse
Alphonse belongs to the Abajyamugambi group. The group name means "people with a common goal." Alphonse is 54, married, and the father of 4 children, 3 of whom have received schooling. He has an additional 2 people in his care. He was educated up the second year of primary school.

Alphonse grows rice. This is his first loan cycle with ACB. He will use his loan to buy chemical fertilizers for rice. His strategy for business growth is to sow an improved variety of rice, and to use fertilizers. Over the next few years, Alphonse would like to buy more fields to grow rice. With the profits, he plans to educate and take care of his wife.
View original language description ↓
Alphonse fait partie du groupe Abajyamugambi. Le nom du groupe signifie «ceux qui ont le même objectif ». Il a 54 ans et il est marié avec 4 enfants de 18 à 28 ans, dont 3 scolarisés et il a 2 personnes en charge autre que ses enfants. Son niveau d’éducation est 2 ans de primaire.

Alphonse est cultivateur de riz. C’est son premier cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimiques pour son agriculture de riz.

Sa stratégie pour la croissance de son business est de semer une race améliore du riz et utilisation des fertilisants. Dans les prochaines années, Alphonse voudrait acheter d’autres champs de culture de riz. Avec les profits, il prévoit d’éduquer et soigne sa femme.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 591.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abajyamugambi Msny/ Rsz Group's $1,950 loan helped a member to buy chemical fertilizers for rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 29, 2011
Oct 12, 2011
Currency Exchange Loss:
Apr 15, 2012