El Cedral Group
Emilio is 35 years old; he only completed elementary school. He’s married and has two daughters. One of them is in pre-school and the other is still a baby. He relates to us that a little over five years ago he opened a small grocery store, where his clients come to purchase products. He told us “One must not always be with one’s hands empty; one has to look for work to support the family during difficult times.”
His store is located in the front part of his house; he built a small locale where his customers can visit him and make their purchases. “I’m very happy because I succeeded in establishing my store because the only kind of work available here is work in the fields and sometimes earnings are just enough for a little.”
Emilio needs this loan to buy milk, beans, oil, drinking glasses, disposable plates, chlorine bleach, shampoo, spices, mayonnaise, salt, sugar, soup, fruit juices, candy, cookies, votive candles, eggs, chilies, tomatoes and onions to restock his store. He hopes that with this investment his business will prosper because he wants to proviD. his family with a better quality of life.
Don Emilio tiene la edad D. 35 años, solo estudio la priM., esta casado y tiene dos hijas una que estudiael preescolar y la otra es un bebe. El nos platica que hace un poco mas D. 5 años abrio una pequeña tienda D. abarrotes. El nos dijo "No siempre hay que estar con las manos vacias hay que buscar trabajar para sacar adelante a la familia en los tiempos dificiles".
El tiene su tienda D. abarrotes en su hogar en la parte D. enfrente D. su casa el construyo un pequeño local en el que sus clientes lo visitan y le hacen el gasto. "Estoy muy contento porque logra establecer mi negocio porque aqui solo se trabaja el campo y aveces no hay sale para todo un poquito".
Don Emilio necesita este credito para invertirlo en la compra D. leche, frijol, aceite, vasos, platos desechables, cloro, shampoo, especies, mayonesa, sal, azucar, sopa, jugos, dulces, galletas, veladoras, huevos, chiles, tomates y cebollas para resurtir su negocio.
El espera que con esta inversion su negocio prospere ya que desea dar una mejor calidad D. vida a su familia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid