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Mirvat is a Palestinian woman. She is married and has seven sons and four daughters. Her husband is a worker with a decent salary, and one of her sons is a rickshaw driver. Mirvat wants to help her son to purchase a new rickshaw to drive and increase the family income, but she doesn't have enough money to share with her son, so she needs to take a loan from FATEN.

When Mirvat gets the loan, which will be repaid on a monthly basis, she will be able to help her son to purchase a new rickshaw so he will work extra hours to improve the family income and provide better living conditions to the family.

Mirvat is a conservative woman, so her son Ahmad is photographed instead next to the rickshaw he will buy.

About this loan product: FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 34
    View loans »
    Palestine Loans Fundraising
  • $11,660,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Mirvat to purchase a new rickshaw.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 22, 2011
Oct 11, 2011
Currency Exchange Loss:
Nov 17, 2013