Rafail is married and has three children. He is an IDP (Internally Displaced Person) from Fuzuli and now lives in the Fuzuli region together with his family. Rafail is is 52 years old. This is Rafail's second loan. He successfully repaid his first loan without delays and is very grateful to Kiva lenders for that loan. He currently needs 2000 AZN to buy cows and develop his business. Rafail has been involved in animal husbandry for seven years. He previously bred sheep and now breeds cattle.
Rafail jenat i imeyet trex detey. On yavlyayetsya IDP personom, pereselenec iz Fuzuli, seychas projivayet v Fuzuli regione vmeste so svoyey semyoy. Rafail 52 qoda.
Eto vtoraya ssuda Rafaila , on udachno oplatil svoy perviy kredit bez zaderjki, za svoyu ssudu on ochen blagodaren lenderam i Kive.
SEychas on nujdayetsya v 2000 AZN chtobi kupit korovi dlya razvitiya svoyego biznessa. Rafail zanimayetsya skotovodstvom uje 7 let, ranshe on razvodil ovec, seychas on razvodit korov.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.