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View original language description ↓
For the past four years, Mrs. Evangelina A. has run an office/school supply store at the central market of Chinandega. The bookstore started with a small display case where she placed her products. Over time, she acquired another, larger, display case of much higher quality.

It’s important to emphasize that Mrs. A. is a single mother with one child to support. For this reason, she has decided to ask for loans through Ceprodel which have greatly helped her to buy the office and school supplies for her enterprise. Her goal is to continue with these valuable loans, and to become the best merchant in her locale.

Translated from Spanish by Mary Lynn, Kiva Volunteer.

La señora Evangelina A. desde hace 4 años se dedica a la venta de productos de librería en el mercado central del departamento de Chinandega. La librería la inicia con una pequeña vitrina vidrio donde colocaba los productos pero por medio el tiempo transcurrió, adquirió otra vitrina con mucho mas espacio y además de mejor calidad.

Es necesario destacar que la señora A. es madre soltera y con un hijo que mantener. Por este motivo es que ella decide realizar préstamos en Ceprodel el cual le han beneficiado para la compra de productos de oficina y escolares para su debida comercialización. Su meta es continuar con estos valiosos créditos y convertirse en la mejor comerciante de su local.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,768,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Evangelina purchase school and office supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 12, 2008
Jan 29, 2008
Currency Exchange Loss:
Aug 13, 2008