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Wangnigninan Group
In this Group: Sidonie Micheline, Léontine , Marie
The 3 members of the Wangnigninan group all live in the same neighborhood in Benin. The group's representative, Sidonie Micheline, has her hand raised in the photo. She is 58 years old and married to a retailer named Justin. The couple has 3 children, all of whom have received schooling, and of whom 2 are in their care. Sidonie Micheline lives together with her family in a town in Benin. Together, the couple takes care of family expenses.

Sidonie Micheline stopped her schooling at the university level. For about ten years she has been selling various items (corn, cassava flour, vegetable oil, gasoline, etc) in her neighborhood. She buys her products at one of Benin's markets.

This is the third time that Sidonie Micheline and the other members of the Wangnigninan group have asked for a loan from ALIDé. This loan will allow them to expand their business, so that they can better meet their customers' needs.
View original language description ↓
Le groupe WANGNIGNINAN est formé de trois personnes qui résident toutes dans le même quartier au Bénin. La représentante de ce groupe, nommée Sidonie Micheline, est celle dont la main est levée sur la photo. Sidonie Micheline est âgée de 58 ans et est mariée à un commerçant du nom de Justin. Le couple a trois enfants, tous scolarisés, dont deux sont à leur charge. Sidonie Micheline vit ensemble avec sa famille dans une ville du Bénin. Le couple assure ensemble les diverses charges familiales. Sidonie Micheline a arrêté l'école à l'Université. Il y a près de dix ans que Sidonie Micheline mène comme activité la vente de divers produits (maïs, farine de manioc, huile végétale, pétrole, etc.) dans son quartier. Sidonie Micheline achète ses produits dans l’un des marchés du Bénin. C’est la troisième fois que Sidonie Micheline et les autres membres du groupe WANGNIGNINAN sollicitent de crédit auprès de ALIDé. Ce crédit leur servira à renforcer leur activité afin de mieux répondre à la demande de leur clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 496.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Wangnigninan Group's $675 loan helped a member to buy corn, barrels of vegetable oil, and gasoline.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 13, 2011
Nov 1, 2011
Currency Exchange Loss:
Aug 15, 2012