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Maysaa' is a 20-year-old young woman. She is married and her husband is a Palestinian National Authority employee with a decent salary. To increase the family income, Maysaa' has a project raising sheep and selling their products. She wants to expand her project by purchasing more sheep, but the amount of money she has is not sufficient, so she needs to take a loan from Kiva partner, FATEN. When Maysaa' gets the loan, which is to be repaid on a monthly basis, she will purchase more sheep and sell more of their products to earn a better income and have better living conditions.
Maysaa' is a conservative woman, so her husband is photographed instead.

About this loan product

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 31
    View loans »
    Palestine Loans Fundraising
  • $12,415,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Maysaa' to purchase more sheep.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 27, 2011
Oct 10, 2011
Currency Exchange Loss:
Nov 17, 2013