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Wafaa' is a 26-year-old young woman. She has an educational center and wants to expand and improve her work. She wants to purchase new educational tools and more equipment such as chairs and tables, but the amount of money she has isn't enough to pay, so she needs to take a loan from FATEN.

When Wafaa' gets the loan, which is repaid on a monthly basis, she will be able to purchase new educational tools and equipment, and that will improve the center's work positively. This will increase her income and allow her to live in better living conditions. Wafaa' is photographed at the FATEN branch.

About this loan product:

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan.

For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending help page:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 68
    View loans »
    Palestine Loans Fundraising
  • $11,971,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Wafaa' to purchase new educational tools and equipment for the educational center she has.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 26, 2011
Oct 10, 2011
Currency Exchange Loss:
Nov 17, 2013