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Somaly, 39 years old, is a tailor earning $10 per day, while her husband, a soldier, has an income of $5 per day. They have two children who are studying and one who earns $5 per day selling soy beans in the market. Every month, she has to spend $120 on food, $30 on electricity, $50 on school fees, and $10 on other expenses.

Somaly is requesting a loan of $700 to buy fabric to sell to other tailors who need it. She wants to extend her career so she can make better income.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 223
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Somaly to buy fabric to sell to other tailors.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 14, 2011
Oct 10, 2011
Currency Exchange Loss:
Apr 17, 2013