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Dania María
Dania María is from the town of El Sauce. She has no children and lives in her own house. She works as an elementary school teacher in a local school and has many years’ experience; she is very professional at work.

The loan she’s requesting will be used to buy metal sheeting, sand and cement to do some improvements in her house which has been affected due to many causes, principally the rains. Because of this she opted for this loan knowing that it will be of much use to her to develop her home.
View original language description ↓
La señora Dania María es originaria del municipio de El Sauce, No tiene hijos y habita en su propia vivienda. Se desempeña como maestra de educación primaria en una escuela de la localidad con muchos años de experiencia y con gran profesionalidad en su trabajo.

El crédito que solicita será invertido en la compra de zinc, arena y cemento para mejorar su vivienda porque ha sido afectada por muchas razones principalmente por las lluvias. Es por esta razón que decidió optar por este crédito sabiendo que le será de muchísima utilidad para el desarrollo de su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 22.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Dania María to buy cement, sand and metal sheeting.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 30, 2011
Oct 6, 2011
Currency Exchange Loss:
Feb 15, 2013