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Disciples Trust Bank Group
In this Group: Abena, Adwoa , Regina, Abena , Kwadwo , Theresah
In a group of six members made up of five women and a man, Abena, aged 47, is the leader who sees to it that the group accesses the loan capital, organizes them for group meetings and ensures that all repayment schedules are met accordingly.

Abena is married and has five children who are between the ages of 10 and 17. She says all are in school. Abena works very hard to support her husband in providing for the family. She is a food vendor and wants to use the loan to buy food stuffs and other ingredients in bulk.

She desires to build a house for her family. Abena has been in the chop (food) bar business for four years.

Since trading is a source of livelihood to many in most communities in Ghana, the other group members are into all kinds of trading activities and food processing business. The group requests a loan to enable them procure goods and raw materials in bulk to revamp their businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.6
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Disciples Trust Bank Group's $1,625 loan helped a member to purchase food ingredients.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 22, 2011
Oct 9, 2011
Currency Exchange Loss:
Mar 15, 2012